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Has anyone used it?
tbes50203Дата: Суббота, 23.11.2024, 23:52 | Сообщение # 1
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Good day! I have a situation when I need money urgently, but my salary is only in a couple of weeks. In my search for solutions, I came across CreditMatch service, which offers online micro-loans in Kazakhstan. Everything looks quite convenient - on the site you can choose the amount, term and even estimate how much you will pay back in the end. But here's a question: how safe is it? I heard that such services often have hidden interest, penalties, and in general, it may not be as profitable as it seems. Has anyone already used this platform? Share your experience, are there any pitfalls? What is your overall assessment of their conditions and work?
 
evanduke324Дата: Воскресенье, 24.11.2024, 01:00 | Сообщение # 2
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I have just recently used https://credit-match.kz/ so I can tell you about my experience. In principle, if you compare it with other online loans in Kazakhstan, this service looks quite serious and honest, especially for those who take small amounts for a short period of time. All terms and conditions are indeed specified on the site - for example, the maximum loan amount, minimum term, rates, etc. But, as with any microfinance service, you need to read all the details carefully before taking money. At first it also seemed to me that everything is too simple and convenient, but then I noticed that the interest on small amounts (say, up to 50 thousand) per day is about 0.5-1%. If you consider for a long term, it comes out pretty decent. I took a loan for a month, and ended up paying a little more than I had planned, but in general everything was fair and without hidden interest. The procedure for getting a loan is as transparent as possible: you specify the amount, fill out a questionnaire, and if your credit history is good, the money is transferred quickly. The only thing that made me a little wary is the additional service fee, which may not be indicated explicitly in the first section, but it is in the contract. And here is exactly the important point - read the contract carefully! There are penalties for late payment, and they are also quite tangible, so if you suddenly have problems with repayment, they can significantly increase the debt.
 
thiefcrazy98Дата: Воскресенье, 24.11.2024, 17:52 | Сообщение # 3
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I also used CreditMatch, but the service didn't quite suit me, although I'm generally a supporter of such online loans in emergency situations. To be honest, everything went fine for me - the money came quickly and, as they say, “the deal was done”. But what made me a bit tense was the hidden fees that you find out when you're about to sign the contract. I was especially worried about the penalties, which can really be quite large if you don't pay back on time.
 
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